Menu Login

Online Banking Login

Main Office: (518) 731-6161

How does it work?

Every week for 50 weeks a dollar amount (that you choose) is deposited from your account into a savings account that you open. It’s that easy! For example, if you opened a $20 Christmas Club, after 50 weeks that’s $1,000!!!

There are three different types of clubs available so you can pick which one works best for you!

Coupon Book

This type of Christmas Club gives you a coupon booklet to make your payments from every week.  Opening a coupon club gives you the flexibility to make your weekly payment when it works best for you!

  • Earns an interest rate of 0.30% APR and 0.30% APY2
  • Club can be opened for $2, $5, $10, $15, $20, $25, $40, $50, $75, or $100 denominations

Start saving and join the club – National Bank of Coxsackie’s Christmas Club!

Automatic Withdrawal

Automatic Christmas Clubs are for those who want to set it and forget it. Your payment comes out automatically from your account every week, or you can set up a monthly transfer instead!

  • Earns an interest rate of 0.40% APR and 0.40% APY2
  • Club can be opened for any dollar amount great than $1

Start saving and join the club – National Bank of Coxsackie’s Christmas Club!

E-Club

E-Clubs are the perfect mix between a Coupon Club and an Automatic Club! You are responsible for transferring the funds into your Christmas Club account at your own pace through Online Banking, giving you the flexibility to choose when you make your payment, electronically!

  • Earns an interest rate of 0.40% APR and 0.40% APY2
  • Club can be opened for any dollar amount great than $1

Start saving and join the club – National Bank of Coxsackie’s Christmas Club!

Checking

We pride ourselves on still offering a straight forward, simple checking account!


Savings

Enjoy a simple way to save!  These accounts are designed to make sure your money stays where you put it – in your savings account!


Mobile Banking

Enjoy the convenience and flexibility of managing your finances from wherever you are!


Borrow

By offering flexible terms, and looking at your big picture, we are able to help you make your dreams a reality!

1The Christmas Club balance and interest due is paid at club maturity time, which is the end of September each year. Clubs can be opened between early October and the end of December each year. 2APR= Annual percentage rate. APY= Annual percentage yield. Interest rate may change without notice. Fees could reduce earnings on the account. Rates effective - 09-15-2019

SEARCH HERE

Facebook