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Let National Bank of Coxsackie help you build your Dream Home! Our Construction Loan1 product is unique in that it is designed with you in mind. There are no tricky loopholes or caveats to figure out. It is straightforward and simple – allowing you to focus on designing the home of your dreams!

What makes NBC stand out from the competition?!

  • Single Closing with a flexible disbursement schedule
  • NO application fee, NO inspection fee, NO PMI
  • Only 20% down required

You get to deal with the same person from start to finish!

See below for our Construction Loan Rates!

NBC Construction Loan Rates



Preferred APR3

10 years



15 years



20 years



25 years



30 years



Need help figuring out how much you can afford? Check out NBC’s interactive calculators4 to help you properly plan ahead!

Listing of NMLS Originator Numbers.

Apply online NOW

1 Pending credit approval. 20% down required. 10 year = 120 monthly payments of $11.42 per $1,000 borrowed. Example based on a 10 year loan with a down payment of 20% at 6.625% APR. Payment amount does not include taxes and insurance. Actual payment obligation will be greater. Rates listed are fixed. Rates and terms may change without notice. NMLS ID # 816880. 2 APR= Annual percentage rate. 3 Preferred rate requires direct withdrawal for payment from an NBC checking or savings account. 4 Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.