See below to find out which one of NBC’s personal checking products will best suit your needs!
Put your money to work with a Freedom Checking interest-bearing account and earn while you spend! This gives you the flexibility to withdraw, deposit, and earn more when compared to a basic checking account.
Plus, get a free VISA debit card with check images included in your monthly statement!
1 APY = Annual Percentage Yield. APY is variable. Minimum of $50.00 deposit to open and no monthly service fees.
To qualify, account must be actively enrolled in e-statements, have at least one direct deposit in the
statement cycle, have a minimum of 10 debit card swipes (posted and cleared) from the account in the statement cycle,
and meet the daily balance guidelines below. Rates are accurate as of 2024/12/21 and are subject to change at any time. Fees may reduce earnings.
2 Standard messaging, Internet and data rates may apply.
This account is our go-to checking account. It is only $50 to open!1 You get unlimited check writing and withdrawals, a VISA debit card, and we still include your check images in your statement – for free!
Other benefits of this account include:
1 Minimum of $50 deposit to open. A service charge of $4.00 will be imposed every statement period if the average daily balance for the account falls below $250.00. 2 Standard messaging, Internet and data rates may apply.
An account built specifically for those aged 55+!
With NBC's Freedom
55 we keep it simple so you don't have to worry! This account is only $50 to
open, and then no minimum requirements after! See below for additional
benefits you could take advantage of!1
Plus! Enjoy all the other benefits of banking with NBC including:
1Minimum of $50.00 deposit to open, then no minimum balance required and no monthly service fees. Each year, Freedom 55 customers may purchase one free box of Wallet Safety Paper checks. Checks must be purchased directly through NBC. If a different style of checks is ordered, NBC shall credit the account $25 at the time of the order. Checks purchased from other vendors will not receive an account credit. 2Standard messaging and data rates may apply.
NBC’s Personal Money Market accounts are designed for those who will carry a high balance and want to earn interest while still having access to their money when they need it. It is $2,500 to open and also has the benefits of a free VISA debit card, free check images returned with your statements, and unlimited check writing to yourself!1
Balance |
Interest Rate |
Annual Percentage Yield |
$0 - $50,000 |
0.05% |
0.05% |
| $50,000.01 - $250,000 | 0.05% |
0.05% |
| $250,000.01 - $500,000 | 0.10% |
0.10% |
$500,000.01 - $999,999.99 |
0.10% |
0.10% |
$1,000,000 and greater |
0.15% |
0.15% |
Additional benefits include:
1 Minimum of $2,500 deposit to open, then no minimum balance required and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2024/12/21 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.
Enjoy the convenience and flexibility of managing your finances from wherever you are!
Take control of your finances through Overdraft Protection!
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