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Regardless of what it is you’re saving for, NBC’s accounts are designed to make sure your money stays where you put it – in your savings account!

See below to find out which one of NBC’s savings accounts will best suit your needs!

Statement Savings

This account is our basic, statement savings1 account. It is best used for those who are trying to save money but want to still have access to it just in case. It is only $25 to open the account!  Although it is called a statement savings account, E-statements are available and free for this account.

Other features include:

  • An interest rate of 0.05% APR, and 0.05% APY2
  • A monthly or quarterly statement option combined with your checking account
  • FREE Online and Mobile Banking3
  • Access to account with a VISA ATM card

Open Account Now

1 If accounts are dormant (unused for 1 year), fees may reduce earnings. If monthly average balance falls below $250.00 a $4.00 monthly fee will be assessed. 2 APR= Annual percentage rate. APY= Annual percentage yield. Interest rate may change without notice after the account is opened. Fees could reduce earnings on the account No Minimum required to obtain APY. 3 Standard messaging, internet and data rates may apply.

Passbook Savings

A Passbook Savings1,5 account is a more traditional account at NBC. When making a deposit or withdrawal customers must make sure they always present their passbook at the teller line to complete the transaction. This account is also only $25 to open! 

Other features include:

  • An interest rate of 0.05% APR, and 0.05% APY3
  • Statement provided at the end of every year

Open Account Now

1 If accounts are dormant (unused for 1 year), fees may reduce earnings. If monthly average balance falls below $250.00 a $4.00 monthly fee will be assessed. 3 APR= Annual percentage rate. APY= Annual percentage yield. Interest rate may change without notice after the account is opened. Fees could reduce earnings on the account. No Minimum required to obtain APY. 5 No direct deposit or automatic withdrawals allowed with this account.

Retirement Accounts

Start saving for your future… today! NBC offers two types of Retirement Accounts6 based on your needs: the Traditional IRA, and the ROTH IRA. No matter which one you choose, you can easily set up automatic deposit to go into the IRA account directly from your paycheck, or from an account to help keep you on track!

Traditional IRA account

  • Income tax deductions for contributions
  • Interest earned is tax-deferred
  • Mandatory distributions starting at age 72
  • Distributions taxed as ordinary income
  • Automatic distributions available

Roth IRA account

  • No tax deduction for contributions
  • Interest earned is tax-deferred
  • No mandatory distributions during holder’s lifetime
  • Withdrawals are tax-free

Other features include:

  • An interest rate of 0.50% APR3, and 0.50% APY

3 APR= Annual percentage rate. APY= Annual percentage yield. Interest rate may change without notice after the account is opened. Fees could reduce earnings on the account. No Minimum required to obtain APY. 6 NBC recommends you consult your tax advisor on your particular situation. Rates effective - 06-05-2023

Checking

We pride ourselves on still offering a straight forward, simple checking account!

Mobile Banking

Enjoy the convenience and flexibility of managing your finances from wherever you are!

Auto Loans

Did you know you can get your car or truck loan from your local bank!? What about your RV, four-wheeler, or sNow mobile!? Learn more here!

Mortgage Loans

Make your Dream home a Reality with a Personal Mortgage from NBC!

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