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Regardless of what it is you're saving for, NBC's accounts are designed to help you meet your goals!

See below to find out which one of NBC’s savings accounts will best suit your needs!

Statement Savings

This account is our basic, statement savings account. It is best used for those who are trying to save money but want to still have access to it just in case. It is only $25 to open the account!1 Although it is called a statement savings account, E-statements are available and free for this account.

Other features include:

  • An interest rate of 0.05%, and 0.05% APY
  • A monthly or quarterly statement option combined with your checking account
  • FREE Online and Mobile Banking2
  • Access to account with a Visa Debit Card

Open Account Now

1 Minimum of $25.00 deposit to open. A $4.00 monthly service fee applies if the average monthly balance is below $250.00. Visa Debit Cards may be issued for ATM use only and are subject to Bank approval. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2023/11/28 and are subject to change at any time. Fees may reduce earnings.. 2 Standard messaging, Internet and data rates may apply.

Passbook Savings

A Passbook Savings account is a more traditional account at NBC. When making a deposit or withdrawal customers must make sure they always present their passbook at the teller line to complete the transaction. This account is also $25 to open!1

Other features include:

  • An interest rate of 0.05%, and 0.05% APY
  • Statement provided at the end of every year

Open Account Now

1 Minimum of $25 deposit to open. A $4.00 monthly service fee applies if the average monthly balance falls below $250.00. No preauthorized electronic debits or credits are permitted on this account. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2023/11/28 and are subject to change at any time. Fees may reduce earnings.

Retirement Accounts

Start saving for your futureā€¦ today! NBC offers two types of Retirement Accounts based on your needs: the Traditional IRA, and the ROTH IRA. No matter which one you choose, you can easily set up automatic deposit to go into the IRA account directly from your paycheck, or from an account to help keep you on track!

Traditional IRA account1

  • Contributions may be tax-deductible
  • Interest earned is tax-deferred
  • Mandatory distributions starting at age 73
  • Distributions taxed as ordinary income
  • Automatic distributions available
  • Earns 0.50% APY

Roth IRA account2

  • Contributions made with post-tax funds
  • Interest earned is tax-deferred
  • No mandatory distributions during holder’s lifetime
  • Qualified distributions may be tax-free
  • Earns 0.50% APY

1 Contributions may be tax deductible. Consult a tax advisor for more information regarding the tax treatment of contributions and distributions. No minimum balance required and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2023/11/28 and are subject to change at any time. Fees may reduce earnings. 2 Consult a tax advisor for more information regarding the tax treatment of distributions. No minimum balance required and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2023/11/28 and are subject to change at any time. Fees may reduce earnings.

Checking

We pride ourselves on offering multiple checking account options to fit your needs!


Mobile Banking

Enjoy the convenience and flexibility of managing your finances from wherever you are!


Auto Loans

Did you know you can get your car or truck loan from your local bank!? What about your RV, four-wheeler, or Snowmobile!?


Mortgage Loans

Make your Dream home a Reality with a Mortgage from NBC!

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