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Main Office: (518) 731-6161

See below to find out which one of NBC’s checking products will best suit your needs!

Basic Checking

This account is our go-to checking account1. It is only $50 to open! You get unlimited check writing and withdrawals, a free VISA debit card, and we still include your check images in your statement – for free! It’s that straightforward… no secret hoops to jump through here!

Other benefits of this account include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Overdraft coverage3

NOW Checking

A NOW account is the next step up from our Basic account. However, our NOW Checking Account requires a $1,000 minimum balance4. Similar to our Basic Checking it includes unlimited check writing and withdrawals, a free VISA debit card, and you still get your check images included in your monthly statement – for free!

Additional benefits of this account include:

  • Earning interest rate of 0.10% APR and 0.10% APY5
  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements

Money Market

NBC’s Money Market6 accounts are designed for those who will carry a high balance while earning interest and having access to their money when they need it. It is $2,500 to open and also has the benefits of a free VISA debit card, free check images returned with your statements, and unlimited check writing to yourself!

Balance

Interest Rate

Annual Percentage Yield

$2,500.00 - $50,000.00

0.20%

0.20%

$50,000.01 - $250,000.00 0.40% 0.40%
$250,000.01 - $500,000.00 0.75% 0.75%

$500,000.01 - $1,000,000.00

1.00%

1.01%

>  $1,000,000.00

1.15%

1.16%

Additional benefits include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Can be opened for Personal or Business Accounts

Cash Management

Allow yourself time to concentrate on what really matters… your Business!


Savings

Enjoy a simple way to save!  These accounts are designed to make sure your money stays where you put it – in your savings account!


Merchant Services

Take your credit card processing to the next level with NBC’s merchant services!


Borrow

Every business is different – let NBC give yours the attention it deserves!

1Overdraft/returned item charges may apply. If monthly average balance falls below $250.00 a $4.00 monthly fee will be assessed. 2Standard messaging, internet and data rates may apply. 3Subject to credit approval. Fixed rate. Rate will be applied to the amount used. 4Monthly service charge of $5.00 if minimum balance is not maintained. 5APR= Annual percentage rate. APY= Annual percentage yield. Interest rate may change without notice. Fees could reduce earnings on the account. Minimum balance required to obtain current APY. 6Due to Reg D limitations, during any month, you may not make more than 6 withdrawals or transfers from a money market to another bank account of yours or to a third party by means of a preauthorized or automatic transfer, telephone transfer, online banking transfer, or similar transaction. Failure to comply will result in a $10.00 fee per item over the 6 item limit. Rates effective - 07-16-2019

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