Mobile Banking
Enjoy the convenience and flexibility of managing your finances from wherever you are!
E-Statements
Clear up your clutter and go green with E-statements from National Bank of Coxsackie!
If your child is under the age of 18, NBC offers financial solutions to fit their needs. Whether they are new to banking, looking to save or learning to pay bills, we’ve got you covered.
See below to find out which one of NBC’s youth accounts is right for you!
Smart Start Checking
If your child is between the ages of 15 and 17, then this account may be for you! The Smart Start Checking account is designed for teenagers who need access to their own money. With only $50 to open, there are no minimum balance requirements on this account!1
These accounts have many beneficial features including:
- NO monthly service charges
- FREE Online Banking and Mobile Banking2
- Debit card access
- FREE E-statements
This is a great first checking account for a teen who wants to learn how to manage their money!
1 Minimum of $50 deposit to open, then no minimum balance required and no monthly service fees. Account must be joint with a parent or legal guardian. E-statements are required to maintain this account. No check writing privileges are available for this account type. Visa Debit Cards may be issued but are subject to Bank approval. Fees may reduce earnings. 2 Standard messaging, Internet and data fees may apply.
Smart Start Savings
If your child is between the ages of 15 and 17, then this account may be for you! The Smart Start Savings account is a great compliment to your Smart Start Checking Account! With only $25 to open, there are no minimum balance requirements on this account!1
- NO monthly service charges
- FREE Online Banking and Mobile Banking2
- Debit card access
- FREE E-statements
- An interest rate of 0.05%, and 0.05% APY
This is a great first savings accounts for a teen who wants to learn about saving money!
1 Minimum of $25 deposit to open, then no minimum balance required and no monthly service fees. Account must be joint with a parent or legal guardian. E-statements are required to maintain this account. Visa Debit Cards may be issued for ATM use only but are subject to Bank approval. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2025/05/09 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.
Student Savings Accounts
Designed to help children under the age of 15 save their money, NBC is proud to offer a Student Savings Account! These accounts can be opened at participating schools, or simply by stopping into your local branch with a parent or guardian!
This account is a great tool for learning the importance of saving money along with how to keep track of deposits.
Other benefits to NBC’s Student Saving Accounts include:
- Earning an interest rate of 0.05%, and 0.05% APY1
- Needing only $2 to open the account – with no minimum balance after
1 Minimum of $2 deposit to open, then no minimum balance required and no monthly service fees. Account must be joint with a parent or legal guardian. Account will be opened as a Uniform Transfer to Minor Account (UTMA). Minor child can make deposits to the account at any time but has no authority to make withdrawals. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2025/05/09 and are subject to change at any time. Fees may reduce earnings.
