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National Bank of Coxsackie can help you take control of your finances through Overdraft Coverage, or Secured/Unsecured Personal Loans! These products go beyond the conventional Auto Loans, Mortgages, etc for your Personal Borrowing needs. Learn more below!

Overdraft Coverage

Overdraft Coverage is a great way to protect your NBC Checking Account from incurring overdraft fees in the event that you go negative! This line of credit connects to your account and your available credit will automatically cover any deficiencies that may come about.1 This is a great way to give yourself peace of mind knowing your account is covered!

What’s the benefit of getting Overdraft Coverage for your NBC Checking account!? See below:

  • Helps prevent your account from being overdrawn
  • There are no fees unless you use it
  • Provides peace of mind knowing that you’re covered

If you do need to utilize your Overdraft Coverage, a fixed 15% annual percentage rate (APR) will be applied only to the amount used!

Apply Now    or  Contact Us today to get started!

1 Covers incoming debits only if your available checking account balance is insufficient and your line of credit has enough available credit to cover the full debit amount. Requires an NBC Checking account. Minimum $500 loan amount up to $2,500. Minimum monthly payments are 15% of the owed balance with a minimum payment of $10. No repayment due or interest charged unless there is a balance on the loan. Rate is accurate as of 2024/07/15. Rates are subject to change at any time and all loans are subject to approval. APR = Annual Percentage Rate.

Secured and Unsecured Loans

National Bank of Coxsackie offers borrowers secured and unsecured personal loans so we can find a banking solution to fit your needs. Stop by your local branch to ask us more about our personal loan offerings!

Apply Now    or  Contact Us today to get started!