Menu Login

Online Banking Login

Main Office: (518) 731-6161

National Bank of Coxsackie can help you take control of your finances through Overdraft Coverage, or Secured/Unsecured Personal Loans! These products go beyond the conventional Auto Loans, Mortgages, etc for your Personal Borrowing needs. Learn more below!

Overdraft Coverage

Overdraft Covereage1 is a great way to protect your NBC Checking Account from incurring overdraft fees in the event that you go negative! This Line of Credit connects to your account and will automatically step in to cover any deficiencies that may come about so long as it’s within your approved dollar amount! This is a great way to give yourself peace of mind knowing your account is covered!

What’s the benefit of getting Overdraft Coverage for your NBC Checking account!? See below:

  • Helps prevent your account from being overdrawn
  • There are no fees unless you use it
  • Provides peace of mind knowing that you’re covered

If you do need to utilize your Overdraft Coverage, a fixed interest rate of 15% APR2 will be applied only to the amount used!

Apply Now    or  Contact Us today to get started!

1 Subject to credit approval. 2 APR = Annual Percentage Rate. Interest rates my change without notice.

Secured and Unsecured Loans

National Bank of Coxsackie offers borrowers secured and unsecured loans1 so we can be more flexible with finding a banking solution to your needs! Your situation may not be as cut and dry as a traditional loan would warrant, and this allows us to think outside the box while staying within your budget!

NBC Secured and Unsecured Rates (APR2)

Term Secured3 Unsecured

12 months



13-24 months



25-36 months



37-48 months



49-60 months



Apply Now    or  Contact Us today to get started!

1 Subject to credit approval. 2 APR = Annual Percentage Rate. 60 months = 60 monthly payments of $19.33 per $1,000 borrowed. Example based on a 60-month secured loan at 6.00% APR. APR rates listed are fixed. Rates and terms may change without notice. $1,000 minimum loan amount. $100 minimum monthly payment. 3 Secured by stocks, bonds, or deposit accounts at other New York Bank.